Ah, probate happens if you don't have a will as well... Probate Court will appoint an administrator to divy things up if things are intestate (without a will).
*had to check that as there's a slight difference in the way Canada and the US handles probate with and without a will*
Clarifying just one point
*had to check that as there's a slight difference in the way Canada and the US handles probate with and without a will*